Rideshare services like Uber and Lyft are very popular in Modesto and throughout California, offering the public an accessible alternative to taxis and public transportation. However, if you use these rideshare services, it is vital to recognize that you face the same risk of having an accident as you would riding in any other vehicle. The difference with rideshare accidents is that recovery is often far more challenging for injured victims.
Rideshare companies are required to carry auto insurance, and this coverage comes into play whenever a rideshare driver has an accident. However, the amount of coverage that applies depends on the timing of the accident. If you or a loved one recently suffered injuries in any rideshare accident in Modesto, the team at the Law Offices of David Davidi, APLC, can provide the comprehensive legal support you need to navigate your recovery efforts with confidence.
It’s technically possible to pursue compensation for a rideshare accident without an attorney, but you would face several significant risks should you attempt this. First, you could overlook key avenues of recovery and unintentionally settle for much less than you legally deserve. Second, you could make procedural errors that jeopardize your ability to ensure the defendant who injured you is held appropriately accountable. Third, the insurance company will likely try to take advantage of your lack of representation and coerce you into accepting a lowball settlement.
When you choose the Law Offices of David Davidi, APLC, to present your rideshare accident claim, you can rest and recover with peace of mind while we handle your legal affairs. Our team has extensive professional experience handling all manner of personal injury claims in Modesto, and we know the significant legal challenges that often arise in the aftermath of rideshare accidents. Therefore, we will apply our professional experience to your case and help you recover from your damages as fully and swiftly as possible.
If a rideshare driver is using their vehicle for their own purposes and isn’t logged into their Driver app, their personal auto insurance policy will come into play if they have an accident during this time. Additionally, the rideshare driver’s auto insurance is generally the first avenue of recovery for an injured victim if the rideshare driver caused the accident. Once their coverage has been exhausted in compensating the victim, the victim can proceed with a claim against the rideshare company’s insurance policy.
Once they sign into their Driver app and mark themselves as available for a ride request, the first level of insurance coverage will apply if an accident happens. This level of coverage provides $50,000 in bodily injury liability coverage per person, up to $100,000 in total accident liability coverage, and an additional $25,000 in property damage liability coverage.
Once the rideshare driver has picked up a passenger, the next level of coverage applies until they deliver the passenger to their destination. This coverage level provides up to $1 million for covered damages. If you are injured by a rideshare driver’s negligence or misconduct, the rideshare company’s insurance comes into play once you deplete whatever coverage is available from the rideshare driver’s personal auto insurance policy.
Unfortunately, dealing with any insurance company can be very difficult as these companies train their employees to look for any and all reasons they can find to justify the lowest possible settlement offers or outright deny claims for coverage. Therefore, it’s never wise to try to negotiate an insurance claim settlement with any insurance carrier without an attorney. If they see you do not have legal counsel, they may even attempt bad faith tactics to avoid financial culpability for your damages, preying on your desperation and lack of awareness of your rights.
Your Modesto rideshare accident attorney can help you file your auto insurance claim and ensure the insurance company treats you fairly. Your attorney will closely examine the terms of the insurance policies that come into play and help you maximize the compensation you obtain. However, if you cannot recover full repayment of your losses through insurance alone, you must prepare to file a personal injury claim against whoever caused your accident.
California law allows the plaintiff in any personal injury case to claim full repayment of their economic and non-economic damages resulting from the incident. Economic damages are straightforward and typically proven with the appropriate documentation. These can include property losses like vehicle repair costs, short- and long-term medical expenses for treatment of injuries, and lost income when the plaintiff’s injuries prevent them from working.
Non-economic damages are more subjective and include the physical pain and mental suffering the plaintiff experienced from their accident. Any motor vehicle crash can be traumatic and cause painful injuries, and state law recognizes these experiences as worthy of financial compensation. There is no limit on the amount of pain and suffering you can claim for a motor vehicle accident in the state. Your Modesto rideshare accident attorney can closely examine the details of your damages and help you determine an appropriate amount to include in your personal injury action.
The majority of personal injury cases filed each year end in private settlement negotiations. As long as the parties involved are willing to compromise on a mutually acceptable resolution to the case, they can all save the time and money they would otherwise spend on protracted litigation. The attorneys at the Law Offices of David Davidi, APLC, aim to help every client settle their personal injury claim as swiftly as possible, but when settlement isn’t an option or doesn’t work for any reason, we are fully prepared to represent our client in court.
Recovery from a recent rideshare accident in the Modesto area may only require an insurance claim, but navigating the insurance claim process on your own will be very difficult. The insurer is likely to look for any and all reasons they can find to reduce your settlement offer as much as possible or flatly deny your claim. You could still have grounds for a personal injury claim if insurance alone cannot compensate your damages. Ultimately, hiring legal counsel you can trust for your rideshare accident claim is the right way to maximize your final recovery.
Rideshare companies are required to maintain auto insurance that provides several levels of coverage, and the coverage tier that applies depends on whether the driver was marked as available for a ride request, delivering a passenger to their destination, or using their vehicle for personal reasons. If you were injured while riding in an Uber or Lyft, or if a rideshare driver hit your vehicle while they were on the clock, you likely have the right to file a claim against the rideshare company’s insurance policy.
If you tried to handle recovery from your rideshare accident without legal counsel, you would risk settling for less compensation than you legally deserve. An experienced Modesto rideshare accident attorney can help you identify every avenue of compensation available to you, maximizing your recovery. It’s likely that they will reveal compensation you didn’t know you could claim, and they can also prevent unexpected complications from arising that interfere with your recovery.
When you have grounds to file a personal injury claim against another party, state law grants you the right to seek full recovery from all the economic damages the at-fault party inflicted on you; you also have the right to claim pain and suffering compensation as well. The total value of your personal injury case hinges on the scope and severity of the damages you suffered, and you have an excellent chance of maximizing your recovery when you have an experienced attorney representing you.
The attorneys at the Law Offices of David Davidi, APLC, do not charge our clients upfront or ongoing legal fees during their case proceedings. We accept clients on a contingency basis, meaning you do not pay us any fees until we win your case. Additionally, your fee is a percentage of the total compensation we win on your behalf, so there is no risk of your injury costing more in legal fees than you win in compensation.
The attorneys at the Law Offices of David Davidi, APLC, understand that you face many challenging legal questions in the aftermath of a rideshare accident, and we want to help you recover from this damaging event as wholly as possible. The sooner you secure our firm’s representation, the sooner we can begin guiding you through the difficult proceedings you face. Contact us today and schedule a free consultation with a Modesto rideshare accident attorney to take the first step toward your recovery.