Even if you have not received services from Uber, chances are likely that someday you, or someone you love will.
According to Uber there are…
91 million active consumers10 billion trips completed worldwide14 million trips a day; andin 63 countries …so it is best to be prepared should you, or someone you love, be victims of a or Uber car accident.
This blog will provide you with a framework for what you should do if you, or someone you love was a passenger involved in an Uber car accident in California, or plan to be passengers in the future.
If an accident occurs, there are initial actions you ought to take. If you have the time, take pictures of the scene, the damage to the vehicles, and any noticeable injuries on your body.
Also, take a photo of the Uber driver’s name, and insurance policy- both Uber’s insurance policy, and the driver’s personal insurance policy.
Furthermore, taking photos of the Uber drivers license plate will also help when it comes time to issue a report.
If you find yourself asking, “Should I report an accident to Uber?” The answer is yes, and there are a few ways to report an Uber accident. Below are a few ways you can report and Uber acciden:
After receiving an Uber service, you’ll be asked to rate it. This is a perfect opportunity to explain your experiences.
Alternatively, you can hit the “Help” icon to inform Uber of the accident. They will forward your claim to the insurer.
However, this may not always be the case. There could be technical difficulties or the information may fall in between the cracks which is why you can report it to Uber’s insurer directly.
If you want to know what insurance companies cover Uber drivers, and if you were involved in an Uber accident on or before December 30, 2019, you can report the claim here. Any Uber accidents can be reported by emailing firstname.lastname@example.org.
Immediately after the incident, it is beneficial to call the police so there is official documentation by an officer who was at the scene of the incident.
If this is not a hit-and-run accident, the police report will provide information such as who was the at fault party, and oftentimes statements of the parties involved, and any injuries they may have as a result of the Uber accident.
The police report can be extremely helpful for the non-at fault injured parties, should you decide to pursue a claim with Uber, or in the event you need to sue Uber for an accident.
After you have taken the necessary photos, and reported the claim, once you return home you should go to the hospital, urgent care, or see your primary care physician – this of course is considering you were not taken by an ambulance to the emergency room at the scene of the incident.
If you are an Uber passenger who got hurt in a car accident, you want your injuries to be addressed immediately after the incident regardless if you feel any pain or not.
Often times many personal injury clients do not feel pain from the accident until 48 hours later. Unfortunately, not seeing a physician after your incident could impact your case, should you choose to pursue a claim as a result of an Uber car accident.
An Uber driver has a personal coverage outside Uber activities.
However, when the Uber driver has the Uber app on, the company has a coverage for the Uber driver which is $50,000.
But, the Uber insurance coverage for passengers is $1,000,000 towards bodily injuries and takes place once the Uber driver picks up the customer to provide transportation and when the app is on.
You can read more on Uber’s Insurance Policy by clicking here.
It is always recommended that you consult with a state licensee attorney with a clear record to discuss your injuries, and potential claim.